Filed a claim with AAA? MTY Collision handles AAA insurance claims and collision repair across the Bay Area. In California you can have your car repaired at any licensed shop you choose, and we work with AAA directly.
Here is what many drivers do not know: for an insurance claim, California Insurance Code Section 758.5 gives you the choice of shop. Your insurer, AAA included, can suggest a shop, but cannot require you to use one, and your adjuster must honor the shop you pick. You can bring your car to any licensed shop you trust.
MTY Collision is an independent, licensed body shop. We are not affiliated with or endorsed by AAA, and we do not claim any AAA membership. What we do is handle your AAA insurance claim for you, start to finish, while you keep your right to choose.
Start by bringing us the car or letting us arrange towing. We open or continue your AAA claim, photograph the damage, and write a full estimate. AAA reviews it, an adjuster or a photo estimate confirms the scope, and once the repair is authorized we begin. When teardown reveals damage the first estimate could not see, we submit the supplement to AAA ourselves, so the back and forth is on us, not you. AAA typically pays the shop directly once you authorize the work and they approve it, and we tell you up front about anything that falls to you, like your deductible.
Expect a free written estimate with no appointment, direct billing to AAA, and steady updates by text or phone. Your repair carries our own lifetime warranty on workmanship, paint, and clear coat (non-transferable). We are EV certified, we match your factory paint code exactly, and se habla español.
We serve the Bay Area from three locations: our flagship shop in Santa Clara, open seven days a week, plus Hayward and San Mateo. We also have dedicated pages for drivers in Sunnyvale and Burlingame.
To understand your options in full, read about your right to choose your body shop in California.
Filing a claim with a different insurer? See our GEICO insurance claims page.
No. Under California law you can have your car repaired at any licensed shop you choose, and AAA still handles the claim.
Yes. We work with AAA claims directly, bill AAA, and manage the estimate, photos, supplements, and paperwork for you.
No. We are an independent shop, not affiliated with or endorsed by AAA. We work with AAA insurance claims for our customers every day.
Yes. AAA is responsible for the reasonable cost of repairing your vehicle at the licensed shop you choose. If there is a difference between our estimate and AAA's number, California regulation gives the insurer a set way to resolve it, and we walk you through it.
This page is provided for general informational purposes and does not constitute legal advice. For guidance on your specific claim, consult a licensed attorney or contact AAA directly.
MTY Collision is an independent repair facility. We are not affiliated with, endorsed by, or certified by AAA or any insurance company. AAA is a registered trademark of its owner, used here only to describe the insurance claims we accept.
You choose the shop; we handle AAA. Request a free, no obligation estimate at MTY Collision and let us take your claim from start to finish.
